Spotify Announces Layoffs as Cost-Cutting Measure

The European Court of Justice has ruled that companies cannot make decisions on whether to enter into contracts with customers solely based on an automated assessment of creditworthiness by Schufa. The court deemed the Schufa score as a “prohibited automated decision on an individual basis” if customers attribute significant importance to it in the context of credit granting. This ruling highlights the need for companies to consider additional factors beyond the Schufa score when assessing creditworthiness.