Trader James Wynn Bets $25K+ on XRP, Dumps Meme Coins

James Wynn’s announcement represents more than just another crypto trade—it signals a fundamental shift in investment philosophy for the pseudonymous trader who built his reputation on speculative meme coins and BTC futures. In his social media post dated October 25, 2025, Wynn explicitly stated he had “gone down the rabbit hole of XRP” and emerged convinced enough to allocate over $25,000 to the asset. More significantly, he simultaneously declared he was “done with meme coins and perpetual trading” after what he described as “completing” both ventures, indicating a move toward more fundamental, infrastructure-focused crypto investments.

Wynn’s characterization of XRP as a potential banking system revolutionary reflects growing institutional interest in blockchain solutions for cross-border payments, Ripple’s core use case. However, the trader maintained realistic expectations, acknowledging that “it’s a gamble, as all investments are”—a notable contrast to the hyperbolic language often associated with meme coin promotions. His request for community feedback on the “pros and cons” of investing in Ripple’s cross-border token suggests this represents a carefully considered position rather than impulsive speculation.

Wynn’s timing appears strategically aligned with Ripple’s latest corporate development: the rebranding of Hidden Road, the prime broker Ripple acquired earlier in 2025 for $1.25 billion, to Ripple Prime. This transformation makes Ripple “the first and only crypto company to own and operate a global, multi-asset prime broker,” according to the company’s announcement. The move represents a significant institutional push, bringing “the promise of digital assets to institutional customers at scale” and potentially creating new utility and demand for XRP within traditional finance infrastructure.

The $1.25 billion acquisition and subsequent rebranding to Ripple Prime signals Ripple’s commitment to expanding beyond cross-border payments into broader institutional crypto services. For XRP investors like Wynn, this institutional focus could translate to increased adoption and liquidity, particularly if Ripple Prime successfully attracts traditional financial institutions seeking exposure to digital assets. The development positions Ripple uniquely within the crypto landscape—no other blockchain company currently owns and operates a global prime brokerage, potentially giving XRP a structural advantage in courting institutional capital.

The crypto community’s response to Wynn’s XRP endorsement reflected the token’s historically polarized reputation. The XRP Army—known as one of crypto’s most vocal communities—quickly mobilized to highlight what they see as the asset’s strengths, including Ripple being “the 2nd oldest chain in the Top 10” and its “fast and cheap layer 1 network.” These technical attributes position XRP as a potentially efficient settlement layer for financial institutions, aligning with Wynn’s banking revolution thesis.

However, skepticism emerged alongside support. One social media user directly questioned whether Ripple CEO Brad Garlinghouse had paid Wynn for the endorsement, reflecting persistent concerns about coordinated promotion in the crypto space. This mixed reception underscores XRP’s complicated position within crypto—simultaneously boasting one of the most dedicated supporter bases while facing ongoing skepticism from other segments of the community. Wynn’s request for balanced feedback suggests he anticipated this divided response and sought to ground his investment decision in both bullish and bearish perspectives.

James Wynn’s pivot from meme coins and perpetual trading to XRP and “building in the crypto industry” may signal broader market maturation. His movement away from purely speculative assets toward infrastructure projects like Ripple suggests experienced traders are increasingly looking beyond short-term gains to longer-term fundamental value. While Wynn didn’t clarify whether his new building focus connects directly to Ripple, the timing of his announcement alongside his XRP investment suggests alignment with the company’s institutional expansion strategy.

For retail investors observing Wynn’s move, several factors warrant consideration: the convergence of a high-profile trader’s endorsement with significant corporate development at Ripple, the technical merits of XRP’s blockchain for financial applications, and the ongoing regulatory clarity surrounding Ripple’s legal battles. While Wynn appropriately characterizes all crypto investments as gambles, his methodical research process and simultaneous exit from more speculative trading strategies provides a case study in evolving investment approaches within the volatile crypto market.