Bridgewater Associates founder Ray Dalio has issued a stark warning about the rise of central bank digital currencies (CBDCs), framing them primarily as tools for unprecedented government surveillance and control over financial transactions. While acknowledging their potential convenience, Dalio argues in a recent interview that CBDCs will likely fail as competitive stores of value, struggling against instruments like money-market funds. His comments arrive as global CBDC development accelerates, with over 130 countries exploring the technology, reigniting fundamental debates about financial privacy, state power, and the role of decentralized alternatives like Bitcoin.
about Dalio Warns CBDCs Give Governments Unprecedented Financial ControlRay Dalio
2 posts last weekRay Dalio Warns CBDCs Threaten Financial Privacy, Boost Web3 Alternatives
Ray Dalio, founder of Bridgewater Associates, has issued a stark warning: the global rollout of Central Bank Digital Currencies (CBDCs) will eliminate financial privacy, granting governments total visibility and programmable control over personal spending. This surveillance risk is accelerating a pivotal shift within the $191 billion creator economy, pushing content creators toward decentralized Web3 alternatives like SUBBD Token, which merges AI tools with Ethereum-based payments to combat de-platforming and exorbitant fees.
about Ray Dalio Warns CBDCs Threaten Financial Privacy, Boost Web3 AlternativesGold & Bitcoin: The Ultimate Inflation Hedge Portfolio Strategy
New research from asset manager Bitwise reveals that investors seeking protection from inflation and market volatility should hold both gold and Bitcoin, not choose between them. The analysis, prompted by Ray Dalio’s recommendations, shows gold consistently acts as a defensive shield during market downturns, while Bitcoin drives explosive returns during recoveries, creating a portfolio with a risk-adjusted return nearly triple that of a traditional 60/40 stock-bond mix.
about Gold & Bitcoin: The Ultimate Inflation Hedge Portfolio StrategyDalio: Gold & Non-US Stocks Outperformed US Markets in 2025
Billionaire investor Ray Dalio contends that the dominant investment narrative of 2025 is being missed by most market participants. The founder of Bridgewater Associates argues that the devaluation of fiat currencies, led by the US dollar, and the consequent underperformance of US equities relative to gold and foreign stocks constitute the year’s most significant financial story. He presents data showing gold’s 65% return and double-digit outperformance by European, Chinese, UK, and Japanese markets as evidence of a major shift in global capital flows.
about Dalio: Gold & Non-US Stocks Outperformed US Markets in 2025Dalio Warns Bitcoin’s Transparency Limits Central Bank Adoption
Billionaire investor Ray Dalio has sharpened his critique of Bitcoin’s role in official finance, arguing its public ledger creates fundamental vulnerabilities for sovereign wealth managers. While acknowledging the cryptocurrency’s scarcity, Dalio firmly contrasts it with gold, which he views as a superior asset for shielding wealth from state interference. This institutional skepticism emerges alongside a starkly divergent market outlook, where analysts project Bitcoin could reach $250,000 by 2027 despite near-term volatility.
about Dalio Warns Bitcoin's Transparency Limits Central Bank AdoptionRay Dalio: Bitcoin Inferior to Gold, Cites Central Bank Concerns
Billionaire investor Ray Dalio has articulated a deeply skeptical view of Bitcoin, favoring gold as a superior store of wealth despite holding a small position in the cryptocurrency. In a recent interview, Dalio highlighted fundamental concerns over government surveillance, central bank adoption, and network security, framing the debate around which assets can truly withstand state intervention in an era of bearish fiat currencies.
about Ray Dalio: Bitcoin Inferior to Gold, Cites Central Bank ConcernsDalio: Quantum Computing Threatens Bitcoin, Gold Safer
Bridgewater founder Ray Dalio has reiterated his preference for gold over Bitcoin, citing quantum computing vulnerabilities as a key concern for the cryptocurrency. The billionaire investor warned that Bitcoin’s reliance on technology makes it susceptible to future threats while gold remains independent. Dalio maintains both assets serve as hedges against currency debasement but sees gold as the superior long-term store of value.
about Dalio: Quantum Computing Threatens Bitcoin, Gold SaferSOFR Plunge Sparks Crypto Rally Amid Hidden Risks
The Secured Overnight Financing Rate (SOFR) has experienced a dramatic collapse, signaling a sudden surge in market liquidity. This development typically fuels risk-on assets like Bitcoin while masking underlying financial fragility. The drop suggests deliberate intervention rather than organic market improvement.
about SOFR Plunge Sparks Crypto Rally Amid Hidden RisksDalio: Fed Stimulating Into Bubble, Bitcoin to Benefit
Bridgewater founder Ray Dalio has issued a stark warning that the Federal Reserve’s pivot toward balance sheet expansion risks creating a dangerous market bubble at precisely the wrong moment. His analysis suggests this monetary easing could provide near-term fuel for hard assets like gold and Bitcoin while setting the stage for a painful eventual reckoning in what he characterizes as the late stage of the Big Debt Cycle.
about Dalio: Fed Stimulating Into Bubble, Bitcoin to BenefitDalio: Fed Easing Signals Late-Stage Economic Cycle
Bridgewater founder Ray Dalio has issued a stark warning that the Federal Reserve’s current monetary easing represents the final phase of a 75-year economic cycle. In a detailed analysis posted to social media platform X, the legendary investor argues that the central bank’s decision to loosen policy amid strong economic conditions signals late-stage economic decay that could inflate dangerous bubbles while driving up hard asset prices as investors seek protection.
about Dalio: Fed Easing Signals Late-Stage Economic CycleRay Dalio: Gold Is the Safest Money, Bitcoin Absent
Bridgewater Associates founder Ray Dalio has made a forceful declaration that gold represents the world’s safest form of money, emphasizing its millennia-long track record and independence from government control. In a recent social media analysis that notably excluded any mention of Bitcoin, the billionaire investor argued that gold’s physical nature and immunity to political manipulation make it superior to fiat currencies during times of fiscal crisis and inflationary pressure.
about Ray Dalio: Gold Is the Safest Money, Bitcoin AbsentRay Dalio: Why 15% Gold Allocation Makes Sense Now
Billionaire investor Ray Dalio’s recommendation for a 15% portfolio allocation to gold is challenging conventional investment wisdom as the precious metal continues its remarkable bull run. With gold gaining 122% over two years and hitting new all-time highs while stocks face volatility, the traditional 5% allocation to gold is being reconsidered by forward-thinking investors seeking both safety and momentum in uncertain markets.
about Ray Dalio: Why 15% Gold Allocation Makes Sense Now