A bold narrative is emerging from the XRP community, claiming the token is poised to become “the most valuable asset in the world” through its integration into global financial infrastructure. This optimism is fueled by Ripple’s regulatory progress, including conditional clearance from the Office of the Comptroller of the Currency for a trust bank charter and a pursuit of a Federal Reserve master account. However, this vision clashes with more conservative professional forecasts, setting up a critical debate over XRP’s role in the coming era of institutional adoption and tokenization.
about XRP's $19 Trillion Future: Bullish Claims vs. Market RealitiesBrad Garlinghouse
6 posts last weekBrad Garlinghouse is the CEO of Ripple, a company that focuses on blockchain technology and digital payments, particularly known for its XRP cryptocurrency.
Ripple CEO Slams NYT Over ‘Crypto Hit Piece’ on SEC Enforcement
Ripple CEO Brad Garlinghouse has launched a scathing public critique of The New York Times, accusing the publication of publishing a biased and misleading report on cryptocurrency regulatory enforcement. His response targets a December 14 investigation suggesting the U.S. Securities and Exchange Commission (SEC) has eased its crackdown on crypto firms since Donald Trump’s return to office, which Garlinghouse labeled a ‘crypto hit piece’ that deliberately omits crucial legal context undermining the SEC’s previous approach.
about Ripple CEO Slams NYT Over 'Crypto Hit Piece' on SEC EnforcementRipple’s Regulatory Wins & XRP ETF Boom Amid Token Decline
Ripple is navigating a complex landscape of significant institutional advancement and persistent market headwinds. While the company secures major regulatory approvals, expands its stablecoin footprint, and sees explosive growth in XRP exchange-traded funds (ETFs), its native XRP token continues to face selling pressure, creating a stark divergence between corporate progress and token performance.
about Ripple's Regulatory Wins & XRP ETF Boom Amid Token DeclineRipple Expands RLUSD Stablecoin to Ethereum Layer-2 Networks
Ripple is making a decisive push to establish its RLUSD stablecoin as a cornerstone of the multichain future, announcing a strategic expansion into Ethereum’s layer-2 ecosystem for the coming year. This move, facilitated by the interoperability protocol Wormhole, aims to dramatically increase RLUSD’s utility in decentralized finance (DeFi) and consumer payments. The expansion follows closely on the heels of Ripple’s conditional approval for a national trust charter, a significant regulatory milestone that underscores the company’s focus on compliance as it competes with established stablecoin issuers like Paxos and Circle.
about Ripple Expands RLUSD Stablecoin to Ethereum Layer-2 NetworksRipple’s 2025 Wins: New Bank Deal & US Trust Approval, Yet XRP Struggles
Ripple has secured a major European banking partnership and conditional U.S. regulatory approval to launch a national trust bank—both within 24 hours. Despite these significant institutional wins, the price of XRP continues to struggle, failing to hold above $2.00. The disconnect between corporate progress and token performance highlights ongoing market challenges.
about Ripple's 2025 Wins: New Bank Deal & US Trust Approval, Yet XRP StrugglesRipple, Circle Secure OCC National Trust Bank Approvals
In a landmark regulatory shift, Ripple and Circle have secured conditional approval from the U.S. Office of the Comptroller of the Currency (OCC) to operate as national trust banks. This move, which also includes the federal conversion of state-chartered firms like BitGo and Fidelity, represents a significant milestone for the cryptocurrency industry’s integration into the traditional financial system under federal supervision.
about Ripple, Circle Secure OCC National Trust Bank ApprovalsBitcoin Could Hit $180K by 2026: Ripple CEO’s Bold Forecast
Ripple CEO Brad Garlinghouse has set a bold target for Bitcoin: $180,000 by the end of 2026. This high-profile forecast, made during a Binance-hosted panel, aligns with bullish models from major institutions like JPMorgan but hinges on a complex interplay of institutional demand, central bank policy, and on-chain behavior. Recent market turbulence, including a $5,000 Bitcoin drop linked to the Bank of Japan, underscores the cryptocurrency’s growing sensitivity to traditional finance, even as on-chain data reveals whales accumulating and miner selling slowing—potential tailwinds for the price.
about Bitcoin Could Hit $180K by 2026: Ripple CEO's Bold ForecastRipple CEO Predicts Bitcoin at $180K by 2026, Cites Regulation
In a bold declaration at Binance Blockchain Week, Ripple CEO Brad Garlinghouse projected Bitcoin will reach $180,000 by the close of 2026, attributing this potential 95% surge to anticipated regulatory progress in the United States. His prediction, which hinges on legislation like the CLARITY Act, stands in contrast to more conservative near-term forecasts from other industry leaders and comes as Bitcoin trades around $92,417, showing modest weekly gains amidst a market 27% below its all-time high.
about Ripple CEO Predicts Bitcoin at $180K by 2026, Cites RegulationRipple CEO Warns of Holiday Crypto Scams Targeting XRP Holders
Ripple CEO Brad Garlinghouse has issued an urgent warning about a significant surge in sophisticated cryptocurrency scams during the holiday season, with fraudsters specifically targeting holders of Ripple’s native token, XRP. Citing alarming 2025 statistics that show 57% of adults faced a scam attempt and nearly $450 billion was stolen globally, Garlinghouse emphasized the rise of fake YouTube videos, deepfakes, and fraudulent giveaways. In response, Ripple has launched a major awareness campaign in partnership with industry giants including Coinbase, Cash App, and Match Group to educate users on protecting their digital assets.
about Ripple CEO Warns of Holiday Crypto Scams Targeting XRP HoldersXRP’s Payment Utility Debunked by Official Documentation
Contrary to viral claims spreading across social media, official documentation confirms XRP’s fundamental role in traditional payment systems. The digital asset was specifically engineered to enhance international money transfers and provide liquidity between currencies. Major financial institutions are already building infrastructure around XRP’s payment capabilities rather than merely experimenting.
about XRP's Payment Utility Debunked by Official Documentation