A sharp decline in XRP’s price to $1.15 has sparked a controversial theory within the crypto community: that the crash was deliberately engineered to benefit major financial institutions. Prominent commentator Stellar Rippler warns this volatility is a strategic move, not random market noise, and urges holders to withdraw XRP from centralized exchanges immediately amid reported withdrawal difficulties. Despite the sell-off, social media sentiment for XRP remains surprisingly optimistic compared to other major cryptocurrencies.
about XRP Price Crash: Engineered Dip or Routine Volatility?Bank of America
1 posts last weekCrypto Week Ahead: BofA ETPs, Ethereum Upgrade, Token Unlocks
The second week of January presents a convergence of structural, technical, and macroeconomic forces shaping cryptocurrency markets. From a landmark policy shift at one of America’s largest wealth managers to incremental protocol upgrades and geopolitical tremors, the landscape is defined by both institutional adoption and persistent volatility. With the total crypto market capitalization holding at $3.12 trillion, these events collectively test the market’s maturity and resilience.
about Crypto Week Ahead: BofA ETPs, Ethereum Upgrade, Token UnlocksRipple’s 2025: SEC Victory, XRP ETFs Launch, Whale Sell-Off
2025 stands as a year of profound contradiction for Ripple and its XRP token. While the company secured a landmark legal victory against the SEC, executed multi-billion dollar acquisitions, and launched the first U.S. spot XRP ETFs, its native cryptocurrency has suffered a dramatic 48% price collapse from its summer peak. This decline, exacerbated by massive sell-offs from large investors known as whales, casts a shadow of uncertainty over XRP’s immediate future, despite Ripple’s undeniable corporate momentum.
about Ripple's 2025: SEC Victory, XRP ETFs Launch, Whale Sell-OffFidelity Analyst Warns Bitcoin May Face 2026 ‘Off-Year’ Winter
Fidelity’s global macro director Jurrien Timmer suggests Bitcoin may have completed its latest four-year halving cycle, potentially entering a cooling phase. His analysis points to a possible ‘off-year’ in 2026 with support levels between $65,000 and $75,000. This outlook contrasts with views that institutional adoption through ETFs may have diluted traditional crypto market cycles.
about Fidelity Analyst Warns Bitcoin May Face 2026 'Off-Year' WinterRipple’s Regulatory Wins & XRP ETF Boom Amid Token Decline
Ripple is navigating a complex landscape of significant institutional advancement and persistent market headwinds. While the company secures major regulatory approvals, expands its stablecoin footprint, and sees explosive growth in XRP exchange-traded funds (ETFs), its native XRP token continues to face selling pressure, creating a stark divergence between corporate progress and token performance.
about Ripple's Regulatory Wins & XRP ETF Boom Amid Token DeclineJPMorgan Issues $50M Commercial Paper on Solana in Public Chain Shift
JPMorgan Chase & Co. has executed a landmark $50 million commercial paper issuance for Galaxy Digital on the Solana blockchain, settling entirely in the USDC stablecoin with Coinbase and Franklin Templeton as buyers. This transaction represents the first time the banking giant has moved real-world corporate debt onto a public blockchain with participants from the crypto ecosystem, signaling a strategic pivot from closed, permissioned ledgers to open infrastructure. The deal underscores a broader institutional trend where tokenized assets, from Treasury funds to corporate debt, are rapidly expanding beyond proof-of-concept pilots into production-grade financial infrastructure.
about JPMorgan Issues $50M Commercial Paper on Solana in Public Chain ShiftFed Cuts Rates Again: Powell’s Remarks & Market Reactions
Federal Reserve Chair Jerome Powell has presided over a third consecutive interest rate reduction, signaling a decisive shift in monetary policy as economic uncertainties persist. In a special edition of Bloomberg Surveillance, hosts Lisa Abramowicz and Tom Keane facilitated a high-level discussion featuring analysts from JPMorgan, BlackRock, Deutsche Bank, and other major institutions, dissecting the implications of this sustained easing cycle for markets and the broader economy.
about Fed Cuts Rates Again: Powell's Remarks & Market ReactionsBanks Embrace Bitcoin: Saylor Reveals Rapid Wall Street Shift
In a striking declaration at Binance Blockchain Week, MicroStrategy Executive Chairman Michael Saylor revealed that the long-standing skepticism toward Bitcoin within major U.S. financial institutions is crumbling at an unprecedented pace. Saylor, who once predicted a four-to-eight-year adoption timeline, now observes a dramatic compression, with banking giants rapidly pivoting from hostility to developing custody services and Bitcoin-backed credit lines. This shift, accelerated by a changing regulatory landscape and impending Federal Reserve policy moves, signals a pivotal convergence of traditional finance and cryptocurrency.
about Banks Embrace Bitcoin: Saylor Reveals Rapid Wall Street ShiftOCC Finds Major Banks Restrict Crypto Firms in ‘Operation Choke Point 2.0’ Probe
A preliminary investigation by the Office of the Comptroller of the Currency has uncovered that nine of the nation’s largest banks systematically restricted or denied services to entire lawful industries—including cryptocurrency firms—based on their business type rather than legitimate financial risk. The findings have reignited fears of a coordinated regulatory campaign dubbed “Operation Choke Point 2.0,” with Comptroller Jonathan V. Gould vowing to end efforts that “weaponize finance” as thousands of related complaints remain under review.
about OCC Finds Major Banks Restrict Crypto Firms in 'Operation Choke Point 2.0' ProbeFed’s ‘Stealth QE’ Pivot Could Reshape Crypto Liquidity Backdrop
Crypto traders are bracing for a potential Federal Reserve pivot this week—not on interest rates, but on liquidity. The focus has shifted from rate cuts to whether Chair Jerome Powell will quietly launch a ‘stealth QE’ program through Treasury bill purchases. This subtle shift could mark the beginning of renewed balance-sheet expansion, reshaping the liquidity environment for digital assets.
about Fed's 'Stealth QE' Pivot Could Reshape Crypto Liquidity BackdropGlobal Leaders Discuss Business, Finance & Politics on The Pulse
Bloomberg’s ‘The Pulse With Francine Lacqua’ convenes a powerful roster of financial titans, geopolitical strategists, and policy leaders, offering a rare synthesis of market intelligence and global foresight. Recorded from its London base but reaching wherever major stories unfold, today’s episode delivers exclusive perspectives from Bank of America CEO Brian Moynihan, Barclays strategist Julien Lafargue, and geopolitical analyst Tina Fordham, alongside key figures from diplomacy and civic leadership, providing a holistic view of the forces shaping global economics and finance.
about Global Leaders Discuss Business, Finance & Politics on The PulseBank of America Endorses Crypto Allocations Up to 4%
In a landmark shift for traditional finance, Bank of America is advising its wealth management clients to consider allocating 1% to 4% of their portfolios to cryptocurrencies, signaling a significant institutional embrace of digital assets. This policy reversal, which will take effect across its major platforms next year, follows similar moves by giants like Vanguard and Fidelity, reflecting a broader acceptance of crypto within diversified investment strategies.
about Bank of America Endorses Crypto Allocations Up to 4%