Impact of CFPB Rule on Medical Debt and Consumer Credit Scores

The Consumer Financial Protection Bureau’s new rule to eliminate medical debt from credit reports could boost credit scores for over 15 million individuals, impacting $49 billion in collections. However, this may lead to unintended consequences, such as increased healthcare costs and reduced incentives for patients to pay their medical bills. A collaborative approach between patients and providers is essential to address unpaid bills effectively.

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