A controversial forecast by XRP advocate Chad Steingraber predicts the cryptocurrency could hit $20,000 per coin, a 10,000× increase from its current ~$2 price. The theory relies on three pillars: widespread tokenization (stablecoins, CBDCs) on the XRP Ledger, banks hoarding XRP as a reserve asset, and a severe supply squeeze from institutional accumulation. While the math suggests a potential supply shock—with circulating supply shrinking to under 100 million tokens—regulatory hurdles (like the SEC lawsuit) and competition from Ethereum/Solana pose significant risks. The $20K target depends entirely on mass adoption by financial institutions, making it a high-stakes bet for XRP holders.
about XRP's $20K Dream: Can Tokenization & Banks Drive It?XRP Ledger
0 in Finance and 0 in Crypto last weekGrayscale’s Q3 2025 Top 20 Crypto: AVAX, Morpho In, XRP Out
Grayscale’s latest Top 20 crypto list for Q3 2025 introduces Avalanche (AVAX) and DeFi lending protocol Morpho, replacing Optimism and Lido DAO. The firm highlights AVAX’s growth in transaction volumes, driven by blockchain gaming and stablecoin adoption, while Morpho’s inclusion follows its rapid expansion to over $4 billion in TVL and $100M in annualized fees. High-profile assets like XRP and Cardano were excluded due to underperformance despite ecosystem developments. Grayscale’s methodology favors fundamentals and network activity over market capitalization, signaling a shift toward sustainable on-chain traction. The list features a mix of established tokens (Bitcoin, Ethereum) and emerging DeFi protocols (Aave, Uniswap, Bittensor).
about Grayscale's Q3 2025 Top 20 Crypto: AVAX, Morpho In, XRP OutRipple Drops SEC Appeal, Focuses on Future Growth
Ripple Labs has decided to drop its cross appeal against the U.S. Securities and Exchange Commission (SEC), marking a potential conclusion to their long-standing legal dispute. The announcement comes after a U.S. District Judge denied a joint request to reduce a $125 million penalty imposed on Ripple for illegal XRP sales. The SEC initially sought a $2 billion fine under former Chair Gary Gensler, but the court later ordered a significantly lower penalty. Ripple maintains that XRP’s legal status as a non-security remains unchanged, despite the ongoing regulatory scrutiny. The case has been closely watched by the crypto industry as a bellwether for how digital assets are classified and regulated in the U.S.
about Ripple Drops SEC Appeal, Focuses on Future GrowthXRPL v2.5.0 Launches with Key Upgrades & MiCA-Compliant Stablecoin
Ripple’s XRP Ledger (XRPL) has released version 2.5.0, featuring critical upgrades such as TokenEscrow for multi-asset escrows, Batch transactions for efficiency, and Permissioned DEXs for compliant trading. Security improvements include tighter NFT controls and AMM safeguards, while maintenance fixes address build and endpoint issues. The update builds on XRPL’s 2025 momentum, including the MiCA-regulated EURØP stablecoin launch. Validators are currently voting on the amendments, requiring 80% approval over two weeks for activation. XRP trades at $2.18 amid growing adoption, with the ledger hitting 295,000 daily users.
about XRPL v2.5.0 Launches with Key Upgrades & MiCA-Compliant StablecoinXRPL 2.5.0 Upgrade: Key Features & Market Impact
The XRP Ledger’s 2.5.0 upgrade introduces batch transactions for improved efficiency, expanded escrow support for RLUSD and other assets, and permissioned DEX controls for regulatory compliance. The update also includes bug fixes, performance optimizations, and developer tool enhancements. Notably, XRPL adoption is surging, with daily addresses increasing sevenfold and whale wallets hitting a record high, while competitors like Solana face declining metrics. Following the upgrade, XRP’s price rose nearly 6% to $2.20, signaling positive market sentiment.
about XRPL 2.5.0 Upgrade: Key Features & Market ImpactXRPL 2.5.0 Upgrade Boosts Institutional Appeal for XRP
The XRP Ledger (XRPL) has launched version 2.5.0, featuring upgrades like batch transactions, token escrow, permissioned DEX, and permission delegation to bolster enterprise adoption and regulatory compliance. These enhancements align with Ripple’s strategy to make XRPL a viable smart contract and tokenization platform. Concurrently, institutional demand for XRP is rising, with CME Group’s XRP futures seeing $542 million in trading volume within a month, 45% of which came from non-US/Canada markets. The update and growing institutional interest signal XRP’s expanding role in global finance.
about XRPL 2.5.0 Upgrade Boosts Institutional Appeal for XRPRipple Co-Founder Breaks 14-Year Silence with Mysterious Post
Arthur Britto, one of the most private yet influential figures in crypto, co-founded Ripple Labs in 2012 and played a key role in designing the XRP Ledger (XRPL). After nearly 14 years of silence, he posted a single emoji on X, sending the XRP community into a frenzy. Ripple CTO David Schwartz confirmed the post was genuine, leading to speculation about a potential Ripple IPO, partnership, or innovation. Britto, a former video game programmer, has remained largely out of the public eye despite his contributions to early Bitcoin exchanges and internet service providers. His name has surfaced in legal documents, including the SEC’s case against Ripple, and he once sued Jed McCaleb over Stellar’s alleged code copying. Meanwhile, XRP’s price surged 7.63% in 24 hours, possibly due to renewed investor interest.
about Ripple Co-Founder Breaks 14-Year Silence with Mysterious PostXRP Ledger Co-Creator Arthur Britto Breaks Silence on X
Arthur Britto, one of the key figures behind the XRP Ledger and Ripple Labs, has broken his long-standing silence with a mysterious first post on X. The post, made on his 14-year-old account, featured a face-without-a-mouth emoji, leaving the crypto community speculating about its meaning. Ripple co-founder David Schwartz confirmed the authenticity of the post, dismissing rumors of a hack. Britto, who has remained largely out of the public eye since Ripple’s inception in 2011, is a pivotal yet elusive figure in blockchain history. His unexpected activity has reignited discussions about his role and the future of XRP.
about XRP Ledger Co-Creator Arthur Britto Breaks Silence on XMartini Market’s $MRT Token Presale Hits 40% Softcap in First Hour
Martini Market’s $MRT token presale is off to a roaring start, achieving 40% of its 50,000 XRP softcap within just one hour of launch. Built on the XRP Ledger (XRPL), Martini Market is pioneering decentralized prediction markets, allowing users to bet on real-world events like politics, sports, and crypto prices. The presale offers 4 million MRT tokens (40% of total supply) at a rate of 16 MRT per XRP, with a 30% higher listing price. Early adopters are drawn by the project’s first-mover advantage on XRPL, coupled with recent ecosystem growth like RLUSD and USDC integration. The presale runs for 30 days, with tokens distributed post-sale, and listings planned on Magnetic X DEX and top-tier CEXs.
about Martini Market's $MRT Token Presale Hits 40% Softcap in First HourXRP Ledger Launches XAO DAO for Decentralized Governance
The XRP Ledger is set to launch XAO DAO, its first decentralized autonomous organization, marking a shift toward community-driven governance. Unlike many DAOs, XAO will use XRP for voting instead of issuing a new token, ensuring stability and focus on utility. The DAO will fund developers, validators, startups, and creative projects while supporting regulatory outreach. This launch coincides with XRPL’s growing adoption, including fiat-backed stablecoins and an upcoming EVM-compatible sidechain. However, the network’s rapid growth has also attracted scams, underscoring the need for community oversight—a role XAO DAO may fulfill.
about XRP Ledger Launches XAO DAO for Decentralized Governance3iQ Launches XRP ETF on TSX Amid Surging Network Activity
3iQ has launched the XRPQ ETF on the TSX, providing investors with a six-month fee waiver and long-term XRP exposure through cold storage custody. The fund is backed by Ripple and targets both Canadian and qualified global investors. This follows Purpose Investments’ recent XRP ETF debut. Concurrently, XRP Ledger activity has spiked, with active addresses soaring to 295,000—a record high in 2025—and wallets holding over 1 million XRP reaching 2,700. The surge is attributed to stablecoin adoption and developments in Ripple’s SEC case, where the firm seeks to resolve a $125 million penalty efficiently while complying with securities laws.
about 3iQ Launches XRP ETF on TSX Amid Surging Network Activity3iQ Launches XRP ETF on TSX with Zero Fees
3iQ, a Canadian asset manager, has introduced the 3iQ XRP ETF (XRPQ) on the Toronto Stock Exchange (TSX), offering investors direct access to XRP, the fourth-largest cryptocurrency by market cap. Ripple, the blockchain company behind XRP, is an early investor in the fund. The ETF features a six-month 0% management fee and invests exclusively in long-term XRP positions sourced from reputable exchanges and OTC platforms, with all holdings stored in cold storage. To celebrate the launch, 3iQ will ring the TSX’s closing bell.
about 3iQ Launches XRP ETF on TSX with Zero Fees