Diversification has emerged as the primary driver for cryptocurrency investments in 2025, surpassing the pursuit of crypto’s long-term growth potential. According to Sygnum Bank’s latest research, investors are increasingly viewing digital assets as strategic portfolio components rather than speculative bets. This shift reflects crypto’s maturation as an asset class amid growing ETF adoption and regulatory uncertainty.
about Crypto Diversification Tops Investment Motives in 2025Sygnum Bank
0 in Finance and 0 in Crypto last weekInstitutional Crypto Adoption Enters Mature Phase
As institutional interest in cryptocurrencies surges, the market is transitioning from speculative frenzy to strategic integration. Bybit’s Business-to-business Unit head Yoyee Wang discusses how traditional financial players are returning to crypto with renewed focus on trust and transparency. This evolution marks a significant maturation phase for digital assets, with institutions including hedge funds, asset managers, and banks re-evaluating their approach following the market failures of FTX, Celsius, and Luna.
about Institutional Crypto Adoption Enters Mature PhaseBitcoin Whale Selloff: On-Chain Nuance vs. Dumping Narrative
Recent Bitcoin price declines have sparked narratives about OG whales dumping their holdings, with over 1 million BTC moving from dormant addresses since June 2024. However, on-chain analysts reveal significant nuance behind these massive coin movements, suggesting not all transfers represent outright selling. The data shows surprising resilience from ETF investors amid the supposed whale exodus, indicating a more complex market dynamic than surface-level readings suggest.
about Bitcoin Whale Selloff: On-Chain Nuance vs. Dumping NarrativeFink: Crypto & Gold Are ‘Assets of Fear’ Amid Debt Crisis
BlackRock CEO Larry Fink has labeled cryptocurrencies and gold as ‘assets of fear’ driven by investor concerns over currency debasement and financial security. The declaration comes as IMF projections show the U.S. debt-to-GDP ratio will surpass Italy and Greece by 2030. Institutional adoption faces challenges due to Bitcoin’s 24/7 volatility requiring new infrastructure.
about Fink: Crypto & Gold Are 'Assets of Fear' Amid Debt CrisisSygnum Bank Launches Bitcoin Multisig Lending with Debifi
Swiss digital asset bank Sygnum has partnered with Bitcoin lending platform Debifi to introduce a groundbreaking multisignature lending product that enables clients to borrow fiat currency while maintaining shared control over their Bitcoin collateral. This innovative solution, scheduled for launch in the first half of 2026, represents a significant advancement in digital asset financing by combining traditional lending services with enhanced security and transparency features through distributed key management technology.
about Sygnum Bank Launches Bitcoin Multisig Lending with DebifiSingapore Delays Crypto Banking Rules to 2027
Singapore’s central bank has postponed the implementation of new cryptocurrency prudential standards for banks by one year to 2027, responding to industry concerns that the proposed framework could disadvantage assets on permissionless blockchains and stifle innovation. The Monetary Authority of Singapore (MAS) will use the additional time to monitor global regulatory developments while maintaining its balanced approach between financial stability and technological advancement in the rapidly evolving digital asset landscape.
about Singapore Delays Crypto Banking Rules to 2027Bitcoin Dips to $109K Amid Inflation Data, $970M Liquidated
Bitcoin’s price slid to $109,300, marking a 1.5% decline over 24 hours as August inflation data revealed a persistent 2.9% annual increase in core consumer prices. The downturn triggered a massive $970 million liquidation of crypto futures contracts, predominantly from bullish bets, while new tariff announcements from former President Donald Trump and ongoing Federal Reserve uncertainty pushed market sentiment firmly into bearish territory. With 69% of traders now predicting a further drop to $105,000 before any rally, the world’s oldest cryptocurrency faces a critical test of key support levels.
about Bitcoin Dips to $109K Amid Inflation Data, $970M LiquidatedCfC St. Moritz Allocates 25% of Treasury to Bitcoin
In a bold move emblematic of a growing corporate trend, the prestigious CfC St. Moritz digital assets conference has announced it will allocate a quarter of its treasury reserves to Bitcoin. Partnering with Swiss-regulated Sygnum Bank for custody, the conference aims to achieve long-term financial independence, positioning Bitcoin not as a speculative gamble but as a strategic hedge against the inherent risks of fiat currencies like inflation and sovereign debt.
about CfC St. Moritz Allocates 25% of Treasury to BitcoinSwiss Banks Prove Blockchain for Payments & Deposits
In a landmark development for the financial industry, Switzerland’s leading banks have successfully demonstrated the viability of blockchain technology for institutional payments and deposit tokenization. UBS, Sygnum Bank, and PostFinance, operating under the Swiss Bankers Association, have completed a proof-of-concept that executed the first legally binding bank payment via a public blockchain, marking a significant step toward modernizing traditional finance infrastructure through smart contracts and automated settlement systems.
about Swiss Banks Prove Blockchain for Payments & DepositsBitcoin Awaits Fed Decision: $107K or $125K Move?
Bitcoin trades at a critical juncture near $116,000 as markets await the Federal Reserve’s policy signals. The cryptocurrency’s next major move—either toward $125,000 or down to $107,000—hinges entirely on the Fed’s messaging regarding interest rates. Institutional positioning and on-chain data reveal heightened tension ahead of this pivotal macroeconomic event.
about Bitcoin Awaits Fed Decision: $107K or $125K Move?Onchain Crypto Collateral Preferred for Loans Over ETFs
Fabian Dori, CIO at Sygnum Bank, explains that financial institutions prefer onchain crypto assets rather than crypto ETFs as collateral for loans because of their 24/7 market availability and instant liquidity. This allows lenders to execute margin calls immediately and offer higher loan-to-value ratios, as collateral can be liquidated in real-time during market volatility. Borrowers benefit from better terms, while lenders gain enhanced risk management capabilities. The practice demonstrates how traditional finance is adapting to crypto’s unique characteristics to create more efficient lending products.
about Onchain Crypto Collateral Preferred for Loans Over ETFsChainlink Powers Trillions in On-Chain Finance
Chainlink is playing a pivotal role in bringing traditional finance on-chain, collaborating with giants like SWIFT, Mastercard, and J.P. Morgan. Its infrastructure supports trillions in value, facilitating cross-chain settlements and tokenized assets. Key initiatives include Project Guardian in Singapore and Project Acacia in Australia, both leveraging Chainlink’s Cross-Chain Interoperability Protocol (CCIP) and Runtime Environment (CRE) for secure transactions. With a $13B market cap and a 24% weekly surge in LINK’s price, Chainlink’s real-world utility—from AI-driven document processing to private transactions—sets it apart from competitors like Avalanche and Stellar. Financial institutions are increasingly relying on Chainlink to modernize legacy systems without overhauling them.
about Chainlink Powers Trillions in On-Chain Finance