The Flare blockchain network has unveiled the first modular lending markets for XRP, a groundbreaking development in decentralized finance (DeFi). This initiative, powered by partnerships with Morpho and Mystic, enables permissionless lending and borrowing for the cryptocurrency, transforming XRP from a dormant asset into an active source of yield and composable strategy within the expanding XRPFi ecosystem.
about Flare Launches First Modular XRP Lending Markets with MorphoMorpho
0 in Finance and 0 in Crypto last weekWorld App Expands to Encrypted Chat, DeFi Yield & QR Payments
Tools for Humanity, the company co-founded by OpenAI CEO Sam Altman, is executing a strategic pivot for its World platform, transforming it from a digital identity and crypto payment tool into a multifunctional super-app. The latest release integrates end-to-end encrypted messaging, DeFi-powered yield via Morpho, and QR-code payments at over one million merchants in Argentina, marking a significant expansion of its ecosystem. This move positions the World App as a comprehensive hub for identity, communication, and financial services, directly challenging the fragmented nature of current digital platforms.
about World App Expands to Encrypted Chat, DeFi Yield & QR PaymentsEU’s ESMA Expansion Could Slow Crypto Licensing, Experts Warn
The European Commission’s proposal to grant the European Securities and Markets Authority (ESMA) direct supervisory powers over crypto and fintech firms is sparking concerns among legal experts. They warn that centralizing licensing authority could slow down approvals and hinder startup innovation in the region. The move is seen as an effort to transform ESMA into a European version of the U.S. SEC.
about EU's ESMA Expansion Could Slow Crypto Licensing, Experts WarnCoinbase Launches $1M ETH-Backed Loans on Base Network
Coinbase has launched a groundbreaking lending service that allows US customers to borrow up to $1 million in USDC stablecoin using their Ethereum holdings as collateral. This innovative offering, powered by Morpho’s lending protocol and running on the Base network, enables crypto holders to access liquidity without selling their digital assets, marking a significant expansion of Coinbase’s financial services in the United States market.
about Coinbase Launches $1M ETH-Backed Loans on Base NetworkZircuit Finance Launches Institutional DeFi Platform
Zircuit Finance has launched a new institutional-grade DeFi platform designed to address critical security and credit risks in decentralized finance. Backed by major investors including Pantera and Dragonfly, the platform offers secure yield strategies starting with stablecoin vaults. This comes amid recent industry setbacks that have eroded confidence in DeFi protocols.
about Zircuit Finance Launches Institutional DeFi Platformkpk Launches Agent-Powered Vaults on Morpho Network
kpk, the industry leader in non-custodial asset management, has launched agent-powered vaults on the Morpho universal lending network, marking a significant advancement in automated decentralized finance. The new vaults leverage Morpho’s $10B+ network effect to deliver professional-grade treasury management tools to all users, democratizing access to sophisticated onchain financial infrastructure through transparent, policy-driven automation.
about kpk Launches Agent-Powered Vaults on Morpho NetworkRedStone Launches Credora Risk Analytics for DeFi
Modular oracle network RedStone has strategically expanded beyond traditional price feeds with the launch of Credora, a DeFi-native risk ratings platform that brings sophisticated credit analytics and transparency to decentralized finance lending protocols. This move represents a significant evolution in DeFi infrastructure, addressing the growing need for comprehensive risk assessment tools in an increasingly complex financial ecosystem.
about RedStone Launches Credora Risk Analytics for DeFiStream Finance Loses $93M, Stablecoin Crashes 77%
Stream Finance has plunged into crisis after disclosing that an external fund manager lost approximately $93 million in user assets, triggering an immediate suspension of all withdrawals and deposits. The incident caused the protocol’s flagship stablecoin, Staked Stream USD (xUSD), to depeg dramatically, plummeting 77% to just $0.26 and exposing nearly $285 million in direct debt exposure across multiple lending protocols, revealing critical vulnerabilities in DeFi’s interconnected ecosystem.
about Stream Finance Loses $93M, Stablecoin Crashes 77%Stream Finance Collapse Exposes $284M DeFi Debt Crisis
The collapse of Stream Finance has revealed a complex web of over $284 million in decentralized finance debt, exposing significant vulnerabilities across multiple lending protocols. Researchers from Yields and More have mapped extensive exposure involving synthetic assets like xUSD, xBTC, and xETH across platforms including Euler, Silo, Morpho, and Gearbox. The findings highlight critical systemic risks and interconnected debt loops that threaten broader stability within the DeFi ecosystem.
about Stream Finance Collapse Exposes $284M DeFi Debt CrisisCrypto’s $20B Leverage Washout: October 2025 Reckoning
October 10, 2025 delivered a brutal reality check to crypto markets as over $20 billion in leveraged positions evaporated in hours. The cascade liquidations exposed structural vulnerabilities in perpetual futures markets while revealing surprising resilience in spot markets. This wasn’t a retail flush but a leverage washout of crypto’s most experienced traders, resetting market positioning to levels not seen for months as $65 billion in open interest vanished overnight.
about Crypto's $20B Leverage Washout: October 2025 ReckoningCrypto.com Adds Morpho Lending to Cronos Chain
Crypto.com is making a strategic push into decentralized finance by integrating Morpho’s lending protocol onto its Cronos blockchain, enabling users to earn stablecoin yields using wrapped Bitcoin and Ethereum as collateral. This development mirrors similar DeFi lending initiatives by major exchanges like Coinbase and represents a significant expansion of Crypto.com’s decentralized finance offerings. The first lending vaults are expected to launch later this year, creating new opportunities for yield generation within the Cronos ecosystem.
about Crypto.com Adds Morpho Lending to Cronos ChainCoinbase Bitcoin Loans Hit $1B, Target $100B by 2030
Coinbase has achieved a significant milestone in the crypto lending space, originating over $1 billion in Bitcoin-backed loans just eight months after launching the product in January 2025. CEO Brian Armstrong has set an ambitious $100 billion lifetime target, signaling massive growth potential for on-chain lending. The platform’s innovative approach combines traditional finance security with decentralized settlement through cbBTC collateral routed via Morpho markets on Base.
about Coinbase Bitcoin Loans Hit $1B, Target $100B by 2030