As Social Security’s purchasing power continues to erode against persistent inflation above the Federal Reserve’s 2% target, millions of Americans face retirement income gaps that demand strategic solutions. A carefully selected mix of income ETFs offers a practical approach to bridge this shortfall, combining reliable cash flow from both equity dividends and fixed-income stability. Three specific funds—SCHD, VYM, and AGG—provide diversified exposure to help retirees fortify their income streams against Social Security deficiencies.
about 3 Income ETFs to Offset Social Security ShortfallsConocoPhillips
0 in Finance and 0 in Crypto last weekSCHD ETF’s 0% Return Amid Market Rally Sparks Concern
The Schwab US Dividend Equity ETF (SCHD), once a favorite for income-seeking investors, has delivered exactly 0% returns year-to-date while broader markets surge to record highs. This dramatic underperformance highlights structural limitations in the popular $70 billion fund. Conservative investors are questioning whether the ETF’s 3.9% yield justifies its poor capital appreciation.
about SCHD ETF's 0% Return Amid Market Rally Sparks ConcernSCHD ETF’s 0% Returns Highlight Structural Flaws
The Schwab US Dividend Equity ETF (SCHD), one of the world’s largest dividend-focused ETFs with $70 billion in assets, has delivered exactly 0% returns year-to-date while broader markets surge. This stark underperformance reveals structural limitations that are costing investors significant growth opportunities. Despite offering an attractive 3.9% yield, the ETF’s methodology appears to be working against shareholder returns.
about SCHD ETF's 0% Returns Highlight Structural FlawsOPEC+ Output Hike Threatens 3 Vulnerable Oil Stocks
OPEC+ plans to increase crude production by 500,000 barrels per day starting in November, creating potential oversupply that could drive oil prices down by $3-7 per barrel. This move threatens upstream-focused oil producers with significant cash flow and margin reductions. Three major oil stocks face particular vulnerability to the impending price pressure.
about OPEC+ Output Hike Threatens 3 Vulnerable Oil StocksOil Mergers Drive Layoffs, Signal Economic Concerns
Major oil companies are implementing significant workforce reductions following industry mergers, with ConocoPhillips planning to cut 20-25% of its staff after acquiring Marathon. These consolidations are strengthening market positioning while raising concerns about broader economic trouble ahead. The trend reflects a pattern where closely related company mergers typically result in substantial layoffs to boost earnings.
about Oil Mergers Drive Layoffs, Signal Economic Concerns