Bridgewater Associates founder Ray Dalio has issued a stark warning about the rise of central bank digital currencies (CBDCs), framing them primarily as tools for unprecedented government surveillance and control over financial transactions. While acknowledging their potential convenience, Dalio argues in a recent interview that CBDCs will likely fail as competitive stores of value, struggling against instruments like money-market funds. His comments arrive as global CBDC development accelerates, with over 130 countries exploring the technology, reigniting fundamental debates about financial privacy, state power, and the role of decentralized alternatives like Bitcoin.
about Dalio Warns CBDCs Give Governments Unprecedented Financial ControlBridgewater Associates
0 in Finance and 2 in Crypto last weekRay Dalio Warns CBDCs Threaten Financial Privacy, Boost Web3 Alternatives
Ray Dalio, founder of Bridgewater Associates, has issued a stark warning: the global rollout of Central Bank Digital Currencies (CBDCs) will eliminate financial privacy, granting governments total visibility and programmable control over personal spending. This surveillance risk is accelerating a pivotal shift within the $191 billion creator economy, pushing content creators toward decentralized Web3 alternatives like SUBBD Token, which merges AI tools with Ethereum-based payments to combat de-platforming and exorbitant fees.
about Ray Dalio Warns CBDCs Threaten Financial Privacy, Boost Web3 AlternativesGold & Bitcoin: The Ultimate Inflation Hedge Portfolio Strategy
New research from asset manager Bitwise reveals that investors seeking protection from inflation and market volatility should hold both gold and Bitcoin, not choose between them. The analysis, prompted by Ray Dalio’s recommendations, shows gold consistently acts as a defensive shield during market downturns, while Bitcoin drives explosive returns during recoveries, creating a portfolio with a risk-adjusted return nearly triple that of a traditional 60/40 stock-bond mix.
about Gold & Bitcoin: The Ultimate Inflation Hedge Portfolio StrategyDalio: Gold & Non-US Stocks Outperformed US Markets in 2025
Billionaire investor Ray Dalio contends that the dominant investment narrative of 2025 is being missed by most market participants. The founder of Bridgewater Associates argues that the devaluation of fiat currencies, led by the US dollar, and the consequent underperformance of US equities relative to gold and foreign stocks constitute the year’s most significant financial story. He presents data showing gold’s 65% return and double-digit outperformance by European, Chinese, UK, and Japanese markets as evidence of a major shift in global capital flows.
about Dalio: Gold & Non-US Stocks Outperformed US Markets in 2025Ray Dalio: Gold Is the Safest Money, Bitcoin Absent
Bridgewater Associates founder Ray Dalio has made a forceful declaration that gold represents the world’s safest form of money, emphasizing its millennia-long track record and independence from government control. In a recent social media analysis that notably excluded any mention of Bitcoin, the billionaire investor argued that gold’s physical nature and immunity to political manipulation make it superior to fiat currencies during times of fiscal crisis and inflationary pressure.
about Ray Dalio: Gold Is the Safest Money, Bitcoin AbsentBillionaires Bet Big on AI: Nvidia, Microsoft, Alphabet
Wall Street’s wealthiest investors are making concentrated bets on artificial intelligence infrastructure companies, with three tech giants—Nvidia, Microsoft, and Alphabet—seeing massive inflows from billionaire-run hedge funds in the second quarter of 2025. These strategic moves signal strong confidence in the continued growth of AI technology and its market potential, despite premium valuations across the sector. The coordinated buying activity from some of finance’s most successful investors highlights a consensus view that AI infrastructure represents one of the most lucrative investment opportunities of the decade.
about Billionaires Bet Big on AI: Nvidia, Microsoft, AlphabetHargreaves Lansdown Warns Against Bitcoin Investment
British investment giant Hargreaves Lansdown has issued a stark warning against Bitcoin and cryptocurrency investments, calling them too risky for most investors. The £170 billion asset manager stated cryptocurrencies have no intrinsic value and shouldn’t be relied upon to meet financial goals, though it will allow qualified investors to access UK crypto exchange-traded notes. This conservative stance stands in sharp contrast to other major financial institutions that have embraced digital assets.
about Hargreaves Lansdown Warns Against Bitcoin InvestmentCardone: Bitcoin Beats Gold Despite Metal’s Rally
As gold prices surge past $4,000 per ounce and Bitcoin reaches new all-time highs, a fundamental debate is unfolding about which asset represents the superior store of value. Real estate investor Grant Cardone argues vehemently for Bitcoin’s long-term superiority despite gold’s impressive 50% rally this year, while hedge fund legend Ray Dalio advocates for a balanced approach. This clash of investment philosophies highlights the growing importance of alternative assets in an era of economic uncertainty and potential dollar debasement.
about Cardone: Bitcoin Beats Gold Despite Metal's RallyWhy Bitcoin Can’t Absorb Global Wealth Overnight
Bitcoin’s potential to absorb global capital faces significant technical constraints, according to analyst BRITISH HODL. While BTC fundamentally changes capital allocation, it requires mechanisms to move capital directly on its network. Billionaire Ray Dalio adds a skeptical perspective, questioning Bitcoin’s viability as a reserve currency for nation-states, highlighting the complex reality behind Bitcoin’s transformative potential in global finance.
about Why Bitcoin Can't Absorb Global Wealth OvernightRay Dalio Warns of Dollar Decline, Backs Bitcoin as Hedge
Bridgewater Associates founder Ray Dalio has issued a stark warning about the U.S. dollar’s weakening position as the world’s reserve currency, citing soaring government debt service costs approaching $1 trillion annually and fresh borrowing needs that are eroding confidence in Treasuries. Dalio argues that this dynamic makes limited-supply assets like Bitcoin and gold increasingly attractive as alternative currencies. He suggests investors allocate up to 15% of their portfolios to such assets as protection against monetary debasement, while warning that the Federal Reserve faces a difficult choice between raising interest rates risk market turmoil or printing money that further weakens the dollar’s value. Foreign holders are already reducing exposure to U.S. bonds in favor of gold, indicating late-cycle stress that could accelerate a shift toward decentralized assets.
about Ray Dalio Warns of Dollar Decline, Backs Bitcoin as HedgeRay Dalio: US Debt Crisis Boosts Crypto as Dollar Alternative
Ray Dalio’s September 2025 publication presents a stark warning about US fiscal sustainability, projecting a ‘debt-induced heart attack’ within 3 years due to trillion-dollar deficits and weakening bond demand. He identifies five converging forces—debt, politics, geopolitics, nature, and technology—that will drive ‘unimaginable changes’ in the monetary system. Dalio now categorizes cryptocurrency as a ‘hard currency’ alternative, noting its limited supply makes it attractive as dollar supply expands and demand falters. While maintaining concerns about volatility and regulation, he separates stablecoin risks from systemic fragility and emphasizes that debt dynamics, not deregulation, pose the primary threat to dollar reserve status. This marks Dalio’s continued evolution toward viewing crypto as a legitimate portfolio diversifier within late-cycle monetary transitions.
about Ray Dalio: US Debt Crisis Boosts Crypto as Dollar AlternativeDalio Criticizes US Economic Data Methods After BLS Firing
Ray Dalio has criticized the US government’s economic data collection methods after President Trump fired the head of the Bureau of Labor Statistics (BLS), Erika McEntarfer, following a massive downward revision of job numbers. June’s job growth was revised from 147,000 to 14,000, while May’s figures dropped from 144,000 to 19,000—totaling a 258,000-job downward revision. Analysts suggest this could signal an economic slowdown. Dalio, while agreeing with the firing due to outdated data processes, warned against political motives and called for transparency. He emphasized the need for improved government economic estimates to ensure accuracy.
about Dalio Criticizes US Economic Data Methods After BLS Firing