Raoul Pal Joins xMoney as Strategic Advisor for Payments Future

The recruitment of Raoul Pal by xMoney is more than a standard executive appointment; it is a statement of strategic intent. Pal, described in the announcement as “one of the most widely respected macro thinkers of his generation,” brings a career that perfectly bridges the old and new worlds of finance. His foundational experience includes senior roles at Goldman Sachs, where he led hedge fund sales for equities and derivatives in Europe, and later at GLG Partners, where he co-managed a global macro fund. This deep traditional finance background is complemented by his pioneering work in the digital asset space as the co-founder of Real Vision, a financial media platform with millions of users, and Exponential Age Asset Management (EXPAAM), an investment firm built for the digital economy.

Pal’s long-standing thesis, echoed in the announcement, is that the world is experiencing a structural, not temporary, shift in money and market infrastructure. His role at xMoney will focus on long-term strategy and anticipating the evolution of global money movement. “We’re building payment rails for the future,” said Gregorious Siourounis, Co-Founder & CEO of xMoney, emphasizing that Pal’s “depth of experience, macro insight, and clarity of thought” reinforce the company’s belief that long-term winners in payments will be compliant, scalable, and globally interoperable.

A central pillar of xMoney’s strategy, highlighted in the press release, is its deliberate “regional-first” approach to compliance. Unlike many fintech platforms that prioritize global scale and retrofit regulation later, xMoney has chosen to build its core infrastructure within Europe, described as “one of the most highly regulated financial environments in the world.” This foundational discipline is designed to create a scalable model aligned with emerging frameworks like the European Union’s Markets in Crypto-Assets (MiCA) regulation.

This compliance-centric foundation is what xMoney believes gives it a “structural advantage” as digital assets move into mainstream finance. By meeting stringent regulatory standards from inception, the company aims to build trust and a robust platform capable of handling the hybrid payment models of the future. The appointment of a figure like Pal, whose research platform Global Macro Investor (GMI) serves institutional clients like pension funds and sovereign wealth funds, underscores xMoney’s ambition to operate at the highest levels of the regulated financial system.

The ultimate goal for xMoney, as articulated by Raoul Pal himself, is to make advanced financial technology disappear into the background. “Crypto only fulfills its promise when it disappears into the background,” Pal stated. “The real winners will be the platforms that make global payments simple, compliant, and invisible. That’s what excites me the most about xMoney.” This vision points toward a future where the underlying technology—whether blockchain-based settlement or traditional rails—is irrelevant to the end-user, who experiences only seamless, cross-border value transfer.

xMoney’s product suite aims to bridge this gap, enabling transactions across traditional currencies, cryptocurrencies, and, critically, regulated stablecoins. The company’s focus on “compliant on-chain settlement” and “hybrid payment models” positions it at the precise intersection where Pal’s macro expertise is most relevant: the point where monetary policy, regulatory evolution, and technological innovation collide. The appointment is a clear signal that xMoney is preparing not just for incremental change, but for a fundamental re-architecting of global payment infrastructure, starting from its regulated European base.