HAI Group Launches CORE.3: Web3’s First Probability of Loss Risk Platform

At the heart of the CORE.3 platform is the Probability of Loss (PoL) metric, a forward-looking numerical score designed to estimate the likelihood of financial loss when engaging with a specific crypto project. This metric aims to provide a structured, data-based alternative to traditional indicators like Total Value Locked (TVL) or market sentiment, which HAI Group notes have historically failed to capture underlying operational vulnerabilities. The PoL score is derived from a comprehensive analysis of over 100 data points across five key risk dimensions: security, financial integrity, operational robustness, reputation, and regulatory compliance.

The methodology follows a rigorous three-tier structure to ensure a nuanced assessment. First, ‘Conditions’ represent the raw, factual evidence, such as audit remediation status or admin key management practices. These feed into grouped ‘Metrics’ that assess areas like smart contract risk and reserve transparency. Finally, ‘Categories’ apply weightings to prioritize risks across domains, giving greater emphasis to critical factors like security. The result is a quantifiable risk assessment where a higher PoL score directly corresponds to a higher estimated probability of loss.

To maintain the framework’s objectivity, a supplementary layer called ‘Proof-of-Opinion’ evaluates more subjective indicators like market relevance or ecosystem adoption. Crucially, this subjective analysis is not factored into the core PoL score, preserving its quantitative integrity. The initial rollout includes risk assessments for 50 digital asset projects, with plans to expand coverage to over 1,000 within the next three months, signaling rapid scaling ambitions for this new DeFi and Web3 analytics tool.

The CORE.3 platform operates on an open-access model, a design choice intended to foster transparency within the digital asset industry. Projects have two pathways: they can passively observe their scores, which are derived exclusively from publicly available data, or they can actively participate by verifying inputs and addressing identified risks through the platform’s submission tools available at app.CORE3.io. This voluntary participation model is positioned as a mechanism for industry self-regulation, encouraging projects to improve their operational security and compliance postures proactively.

By functioning as an open framework rather than a closed ratings agency, CORE.3 aligns with the decentralized ethos of the Web3 sector it serves. The platform explicitly states that its metrics do not constitute investment advice, positioning itself instead as an independent analytics provider offering standardized risk intelligence. This distinction is critical for institutional adoption, as it provides data-driven support for due diligence processes without making prescriptive recommendations, a common requirement for compliance in traditional finance now entering the digital assets space.

The launch of CORE.3 is a strategic move by HAI Group, a global Web3 holding company and the parent entity of the well-known Hacken cybersecurity ecosystem. Based in the UAE, HAI Group manages a portfolio of independent products focused on cybersecurity, risk analysis, and blockchain infrastructure, including Hacken, HackenProof, and CER.live. The development of CORE.3 fits squarely within its stated goal of fostering transparency and trust at the intersection of DeFi, AI, and fintech.

The introduction of a standardized, quantitative risk metric like PoL addresses a fundamental gap in the market for evaluating digital assets. For institutional players and sophisticated investors, the lack of consistent, auditable risk frameworks has been a significant barrier to entry. By providing a data-driven lens on operational and security risks, CORE.3 aims to reduce information asymmetry and build the foundational trust necessary for the broader adoption and maturation of the Web3 sector, supporting HAI Group’s vision of scalable, secure blockchain infrastructure.