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The GENIUS Act has brought regulatory clarity to stablecoins in the U.S., but the real challenge lies in making Web3 tools usable for mainstream adoption. As the industry shifts from speculation to utility, the focus must now be on functional infrastructure. Can Web3 deliver on its promise of programmable money?
- The GENIUS Act mandates dollar-backed reserves and AML compliance for stablecoins, ending regulatory ambiguity in the U.S.
- Web3's adoption hurdle shifts from legal risk to usability, as current tools remain too complex for non-technical users.
- Programmable infrastructure, not just smart contracts, is critical to unlocking stablecoins' potential in finance and logistics.
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Related Tags: Coinbase Global Inc. Stablecoin