Archax & OpenPayd Partner to Streamline Digital Asset Settlement

The partnership between Archax and OpenPayd directly targets what both companies identify as a persistent headache for institutional players: the fiat-to-crypto interface. As institutional adoption of digital assets grows, settlement workflows demand greater operational resilience and speed. The traditional processes often involve complex, multi-step reconciliations across different banking partners and jurisdictions, creating friction that can hinder sophisticated trading strategies.

OpenPayd’s infrastructure provides a solution by offering Archax a unified, compliant treasury environment for managing these multi-currency flows. This centralized model is designed to reduce operational complexity, shorten settlement cycles with liquidity partners, and improve visibility across fiat movements. According to the announcement, the shared environment will accelerate reconciliation and enhance operational synergies across the institutional digital asset trading ecosystem, supporting both withdrawal and settlement activities for Archax’s clients.

The collaboration brings together two UK-based entities with strong regulatory foundations. Archax, founded by experts from traditional capital markets, positions itself as a regulated bridge for traditional finance into the digital asset space, supporting everything from cryptocurrencies to tokenised real-world assets (RWAs) and DeFi. OpenPayd, on the other hand, provides the underlying ‘rails-agnostic’ financial infrastructure, processing over €130 billion annually for more than 800 businesses, including major crypto names like Kraken and eToro.

In their statements, both CEOs highlighted the credibility and regulatory clarity this partnership enables. Graham Rodford, CEO of Archax, emphasized the need for “credible, streamlined, efficient fiat payment and settlement rails” to support growing institutional adoption and to explore innovations like stablecoins and digital cash. Iana Dimitrova, CEO of OpenPayd, noted that Archax has built “one of the most credible institutional platforms in digital assets” and that their combined effort is “eliminating friction in the fiat-to-crypto interface.”

This partnership is a significant step in maturing the infrastructure that supports institutional digital asset trading. By streamlining settlement in core fiat currencies—GBP, EUR, and USD—the initiative reduces a key barrier to entry and efficiency for professional traders and funds. The capability for instant settlement is particularly crucial for executing complex, high-volume strategies that require rapid movement between fiat and digital assets.

The move also signals a broader trend of integration between traditional finance (TradFi) infrastructure and the digital asset economy. OpenPayd’s role as an infrastructure layer that delivers interoperability between traditional banking and digital assets through a single API exemplifies this convergence. For Archax, leveraging this network enhances its value proposition as a global, regulated on-ramp for traditional market participants looking to access tokenised RWAs, cryptocurrencies, and decentralized finance (DeFi) ecosystems with familiar operational reliability.